Complete Financial Model Interactive Calculator for Startups
⚡ Free financial model template — build investor-grade projections in 30 minutes
Project your P&L, Cash Flow, and Balance Sheet in 30 minutes. See exactly when you’ll run out of cash—or turn profitable.
“This model helped us extend our runway by 8 months by identifying unnecessary expenses. The investor-grade projections made our seed round close in 3 weeks.”
Interactive Financial Model
📊 Profit & Loss Summary (12 Months)
💰 Cash Flow & Runway
📋 Balance Sheet Highlights
🎯 Key Metrics
📉 Cash Runway Visualization
Green line = Breakeven point (if achieved)
📥 Download Free Excel Template
Get the full model with 12-month detailed projections, charts, and scenario planning.
Includes: P&L, Cash Flow, Balance Sheet, Charts, and 3 scenarios
How to Use This Model in 30 Minutes
Enter Your Starting Position
Pull your actual bank balance, last month’s revenue, and total expenses from your bank statements. Be accurate—garbage in = garbage out.
Set Realistic Growth Rates
For bootstrapped SaaS, 10% monthly growth is strong. 5% is solid. Be conservative—it’s better to be surprised than to run out of cash.
Review Your Runway
Look at the ending cash balance. If it’s negative, you have a problem to solve now. Options: cut costs, increase prices, or start fundraising.
Download & Update Monthly
Get the Excel version. Every month, replace forecasted numbers with actuals and adjust forward assumptions. This 30-minute habit prevents cash crises.
Frequently Asked Questions
12-18 months is ideal for bootstrapped startups. Less than 12 months doesn’t give enough warning for fundraising. More than 18 months is pure fantasy—too many unknowns.
For bootstrapped SaaS: 10-20% is exceptional, 5-10% is strong, under 5% is typical for mature products. Be honest with yourself—overly optimistic forecasts hide real problems.
Yes if you have accounts receivable (customers who pay later) or accounts payable (bills you haven’t paid). Investors will ask for it. But start with P&L and cash flow if you’re overwhelmed.
Monthly, right after you close your books. Compare actuals to forecast, understand why you were wrong, and adjust forward projections. This 30-minute habit is non-negotiable.
You have three options: 1) Cut expenses aggressively, 2) Increase revenue (raise prices, sell more), or 3) Start fundraising immediately. Don’t wait—runway disappears faster than you think.